Arizona Accident Policy
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How to fill out Accident Policy?
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FAQ
The rule of thumb for the average driver is that the driver of the car that rear ends another is always at fault. Meaning that 100% of the blame would then be attributed to the driver who drove into the back of another vehicle.
A small number of states use a no-fault system for awarding compensation after a car accident. However, Arizona is an at-fault state. That means that whoever is responsible for causing an accident in Arizona has to pay for it. Read on for more information from the car accident lawyers at Brown & Hobkirk, PLLC.
Insurance companies and attorneys often calculate pain and suffering by using a multiplier between 1 and 5 (the more severe the injury, the higher the multiplier). This means that pain and suffering is calculated over and above medical expenses at that rate.
A small number of states use a no-fault system for awarding compensation after a car accident. However, Arizona is an at-fault state. That means that whoever is responsible for causing an accident in Arizona has to pay for it. Read on for more information from the car accident lawyers at Brown & Hobkirk, PLLC.
Arizona is one of the majority. It is a fault state, along with 38 other states. This means the party at fault for your crash will have to pay for your losses, including medical bills, lost wages and property damages. Arizona's fault insurance law uses a tort-based system to determine liability for an auto accident.
The claims handlers at both insurers will try to build up a picture of the accident with evidence to support their policyholder's version of events. Where the drivers' stories are disputed, the quality of that evidence can help to resolve differences and determine liability.
Arizona pain and suffering multiplier Insurance companies and attorneys often calculate pain and suffering by using a multiplier between 1 and 5 (the more severe the injury, the higher the multiplier). This means that pain and suffering is calculated over and above medical expenses at that rate.
Arizona Is a Fault-Based State This means that the person who caused the crash is ultimately responsible for paying for injury and property damage expenses. This differs from no-fault states in which drivers turn to their personal insurance carriers for coverage, regardless of who caused the crash.
In broad terms, the average car accident settlement amount in the United States is about $20,000.
Car accident settlement amounts in Arizona can vary enormously, but the rough average falls between roughly $10,000 and goes up to over $30,000. Some car accident cases settle for over a million dollars.
