The Arizona Notice of Intent to File Foreclosure Action is a legal document that is issued by a creditor to a borrower who has failed to make their mortgage payments. This document informs the borrower that the creditor is planning to file a foreclosure action in order to recover the debt that is owed. The document also informs the borrower of their rights under Arizona state law, including the right to submit a response within 10 days of receiving the notice. There are two types of Arizona Notice of Intent to File Foreclosure Action: the Notice of Intent to Foreclose and the Notice of Intent to Accelerate. The Notice of Intent to Foreclose is sent to the borrower if they are in default of their mortgage payments, but the debt is less than the full amount owed. The Notice of Intent to Accelerate is sent to the borrower if they are in default of their mortgage payments and the debt is equal to or more than the full amount owed. Both types of notices must include specific information in order for them to be valid.