This form is a sample personal injury complaint filed by the guest passenger in a vehicle involved in accident.
Alabama Complaint regarding Auto Accident (Guest Passenger vs Driver)
State:
Multi-State
Control #:
US-PI-0283
Format:
Word;
Rich Text
Instant download
Description
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How to fill out Complaint Regarding Auto Accident (Guest Passenger Vs Driver)?
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FAQ
Your insurance company stands in the ?shoes? of the at-fault driver. It compensates you for your damages and losses as if it insured the driver who caused the accident. You are not required to purchase uninsured motorist coverage in Alabama. However, all insurance companies must offer UM coverage.
Liability insurance typically follows the vehicle in Alabama, not the person. In other words, if you let someone borrow your car and they cause an accident, your liability insurance should pay for the damages to the other driver and their passengers.
Even in a cut-and-dry case where an insured driver is on the policy and at fault, it can be difficult to get the payout you're entitled to. When a driver is not listed on the insurance policy, the insurer may dispute liability (or fault) because the person involved isn't covered.
Car insurance generally follows the car instead of the driver, so the car owner's insurance will cover the crash, even if someone else is driving. On the other hand, if your car is taken without permission or the driver is not licensed, the driver is responsible.
Contributory negligence laws in Alabama can prevent an injured person from recovering anything if they were in any way at fault for the accident. That means that negligence could be proven, yet the responsible party would still be able to walk away without paying any damages.
In certain circumstances, the car's owner might also be a defendant in your personal injury suit. If the person who hit you is driving a borrowed car, you would begin by filing a claim against the owner's insurance. But if you decide to file a lawsuit, you might have more options.
The driver whose negligence caused a car accident is responsible for compensating all injured parties. However, a driver is responsible for his passengers after an accident only if his negligence caused the accident. In either case, if you suffered injuries as a passenger, we could help you seek compensation.
When you are involved in an car accident in Alabama, whether the accident was your fault or not, it is against the law to leave without fulfilling certain duties.