Alabama Proof of Residency for Mortgage is a crucial requirement that individuals must meet to secure a mortgage loan in the state of Alabama. Lenders require legal proof of residency as it confirms that the borrower resides in Alabama, providing them with a sense of stability and commitment. The following descriptions outline the various types of Alabama Proof of Residency for Mortgage: 1. Utility Bills: Utility bills such as electricity, gas, water, or landline telephone bills can serve as acceptable proof of residency for mortgage in Alabama. These bills should be recent and display the borrower's name and the residential address clearly. 2. Lease Agreements/Rental Contracts: If the borrower is currently renting a property in Alabama, a lease agreement or rental contract can act as valid proof of residency. It should contain the borrower's name, rental period, and the address of the rented property. 3. Property Tax Statements: Property tax statements issued by the appropriate Alabama county government demonstrate ownership of a property and provide evidence of residency. This document should reflect the borrower's name and the property address. 4. Voter Registration Card: A voter registration card issued by the Alabama Secretary of State serves as proof of residency. This document confirms the borrower's residential address in Alabama and can be used as evidence of consistent residency. 5. Alabama Driver's License or State ID: A valid current Alabama driver's license or state-issued identification card bearing the borrower's name and residential address can serve as a primary proof of residency for mortgage in Alabama. 6. Vehicle Registration: A vehicle registration document issued by the Alabama Department of Revenue, displaying the borrower's name and residential address, can also be used as proof of Alabama residency. 7. Bank Statements: Recent bank statements showing the borrower's name and Alabama residential address can be considered as supporting proof of residency for a mortgage application. It is important to note that each lender may have specific requirements when it comes to Alabama Proof of Residency for Mortgage. Borrowers should consult their chosen lender to ensure they meet all necessary documentation criteria. Additionally, providing a combination of these documents can further strengthen the proof of residency and help borrowers secure their Alabama mortgage.