Alaska Vehicle Policy
Description
How to fill out Vehicle Policy?
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FAQ
No, Alaska is not a no-fault state. Alaska is an at-fault (or tort) state. That means the driver who causes an accident uses their insurance to pay for the other driver's bills from the collision.
Alaska Is a "Fault" Car Accident State Alaska follows a "fault" system when it comes to financial responsibility for injuries, vehicle damage, and other losses stemming from a car accident.
Explanation: The minimum insurance required by law is third-party cover. This covers your liability to others involved in a collision but not damage to your vehicle. Basic third-party insurance also won't cover theft or fire damage.
No, uninsured motorist coverage is not required in Alaska, as drivers can reject the coverage in writing.
The Mandatory Insurance Law of Alaska requires registered motorists of the state to have motor vehicle liability insurance in effect whenever you drive. The minimum coverage required has limits of 50/100/25.
Before you get on the road, you must have at least the following minimum coverages: Bodily injury liability: $50,000 per person and $100,000 per accident. Property damage liability: $25,000. Uninsured/underinsured motorist bodily injury: $50,000 per person and $100,000 per accident
Before you get on the road, you must have at least the following minimum coverages: Bodily injury liability: $50,000 per person and $100,000 per accident. Property damage liability: $25,000. Uninsured/underinsured motorist bodily injury: $50,000 per person and $100,000 per accident
The Alaska Mandatory Motor Vehicle Insurance Law Alaska Statutes section 28.22. 101 requires vehicle owners to have the following minimum amounts of liability car insurance coverage: $50,000 for bodily injury or death, per person injured or killed in an accident caused by the driver of the vehicle.
If you are caught driving without the requisite insurance under Alaska's mandatory requirements, you may be subject to a $500 fine. For a first offense, your driver's license may be suspended for up to 90 days.