Cobra Coverage Application For How Long
Description
How to fill out COBRA Continuation Coverage Election Form?
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FAQ
Q8: How long do I have to elect COBRA coverage? If you are entitled to elect COBRA coverage, you must be given an election period of at least 60 days (starting on the later of the date you are furnished the election notice or the date you would lose coverage) to choose whether or not to elect continuation coverage.
California law requires most companies to extend COBRA benefits for a total of 36 months when a person is entitled to fewer than 36 months of federal COBRA coverage. Some companies are exempt from this requirement.
Who Is Entitled to Continuation Coverage? You must meet three basic requirements to be entitled to elect COBRA continuation coverage: Your group health plan must be covered by COBRA; ? A qualifying event must occur; and ? You must be a qualified beneficiary for that event.
If the qualifying event is the death of the covered employee, divorce or legal separation of the covered employee from the covered employee's spouse, or the covered employee becoming entitled to Medicare, COBRA for the spouse or dependent child lasts for 36 months.
While COBRA is temporary, in most circumstances, you can stay on COBRA for 18 to 36 months.