Home Trust Foreign Transaction Fee
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FAQ
Inactive Fee: $12.00 following each 12-month period of account inactivity (no credit or debit transactions) will be applied to your Home Trust Visa account.
You can make a payment at any Canadian Financial Institution that bears theVisa logo, either in the branch or through web or telephone banking. If you prefer, you can mail your cheque or money order directly to Home Trust in the envelope provided to you with your statement.
Luckily, there are strategic ways to avoid incurring foreign transaction fees, if you have a plan in place before you leave. You can apply for a credit card or checking account that does not charge these fees, or you can simply use cash to cover all your foreign purchases.
3 tips to avoid foreign transaction fees Get a no-foreign-transaction-fee credit card. Though most credit cards do charge foreign transaction fees, there are a number that don't. ... Use a debit/checking account with no foreign transaction fees. ... Pay in the local currency.
We will convert that transaction by applying our foreign currency conversion rate in effect on the date that the transaction is posted to your Account, which is the rate established by VISA applicable on the date that the transaction is posted to your Account, plus a foreign currency conversion fee of 2.5%2.