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Anyone who has provided the applicant credit or had a financial relationship can serve as a credit reference. Applicant's credit card company, local bank, investment firm, past landlord, or a local business that offered a payment plan are examples.
A credit reference is a document, person or company that can provide information about whether you typically have paid your bills on time. You're most likely to be asked for a credit reference when you are trying to rent a home, get utilities connected or borrow money.
Who do I put for a credit reference? Anyone who has provided the applicant credit or had a financial relationship can serve as a credit reference. Applicant's credit card company, local bank, investment firm, past landlord, or a local business that offered a payment plan are examples.
A credit reference helps detail a person's credit history. Credit reports are examples. In some cases, credit references can also be statements or letters. The most common types of credit references are credit reports, asset documents and character references.
Any standard trade reference will generally contain the following details: A customer's basic contact details from your credit profile with them (like business name, etc.) Credit limit. Past due balance (for any late payment at all) Any business loan info. Credit terms. Date account opened.