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No. Debt collectors can ONLY withdraw funds from your bank account with YOUR permission. That permission often comes in the form of authorization for the creditor to complete automatic withdrawals from your bank account.
Pay your debts if you can afford it. Make a plan to reduce your debt. If you cannot afford to pay your debt, see if you can set up a payment plan with your creditor. ... Challenge the garnishment. ... Do no put money into an account at a bank or credit union. See if you can settle your debt. ... Consider bankruptcy.
Collection agencies can access your bank account, but only after a court judgment.
You should be careful about what information you give creditors. Creditors need court orders to access your bank account. Without a legal order, your creditor most likely does not have the right to your bank information.
There are four ways to open a bank account that no creditor can touch: (1) use an exempt bank account, (2) establish a bank account in a state that prohibits garnishments, (3) open an offshore bank account, or (4) maintain a wage or government benefits account.