The Certificate of Title is a crucial document for those engaging in title loans in Maryland, as it certifies the legal ownership of a property based on a thorough examination of public records. This form is especially useful for attorneys, partners, owners, associates, paralegals, and legal assistants involved in real estate transactions. Users must fill in specific details such as the county, property description, and names associated with the property. Key features include certifications regarding existing mortgages, easements, liens, and any potential restrictions that may affect property ownership. Attorneys should ensure they verify all public records and address any judgments or tax liens that could complicate the title. It is important that the form is witnessed and signed by the examining attorney, confirming the legitimacy of the title. When faced with title loan agreements, this form plays a vital role in establishing clear ownership and conveying any legal obligations tied to the property.