The doctrine of assumption of risk in Florida can limit the liability a defendant has after an accident because the injured party knew a risk existed. Assumption of risk is a defense used in personal injury cases.Learn how assumption of risk and contributory fault can impact your claim. Types of Assumption of Risk. Express Assumption of Risk: This occurs through formal agreements, typically in the form of liability waivers. The Bodden and Bennett Law Group can help with your Personal Injury Case in Palm Beach County. Contact us today for a free case evaluation. Defendants use assumption of risk to avoid liability for injuries and damages.