The important feature is that the mortgage secures frequent and routine future advances to be added to the loan balance. The Virginia statute, like others, provides that certain steps do not affect the mortgage priority in connection with a modification.Put all the debt in a single deed of trust or mortgage. When cross-collateralizing, consider citing all the debt in a new or deed of trust or mortgage. (With Future Advance Clause). 1. Whether perfection of a mortgage or trust deed securing future advances requires compliance with ORS 86.155. DISCUSSION. (With Future Advance Clause). 1. Lender and shall include a standard mortgage clause in favor of and in a form acceptable to Lender. July 16, 1946, 11 F.R. 7875, 60 Stat. 1097, set out in the Appendix to Title 5, Government Organization and Employees.