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It allows them to convert a portion of their home's equity into cash, without the need to sell the property or make monthly mortgage payments. Home equity sharing allows homeowners to get a lumpsum cash payment in exchange for a portion of the current value of their home and future appreciation.Shared equity finance agreements typically involve two parties: an "occupier" and an "investor". Home equity agreements help you gain access to funds with no monthly payments. Learn how they work and whether they're right for you in this article. A home equity agreement is an arrangement where a homeowner sells a portion of the equity in their home to an investor in exchange for cash. A shared equity agreement allows you, the homeowner, to pull equity from the home in cash without taking out a loan. Tap into your equity in exchange for future home price appreciation with zero added debt. Home equity sharing companies are investors, essentially. They agree to purchase a portion of your home's equity and give you a lump-sum payment in return.
