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Unfair Trade Practices In Consumer Protection Act In Kings

State:
Multi-State
County:
Kings
Control #:
US-000289
Format:
Word; 
Rich Text
Instant download

Description

The document is a Complaint filed under the Unfair Trade Practices in Consumer Protection Act in Kings. It addresses allegations that the defendants, a foreign corporation and its local counterpart, engaged in fraudulent practices related to a life insurance policy sold to the plaintiff. The complaint details how the defendants misrepresented the policy's features, specifically the 'vanishing premium' concept, and failed to disclose crucial information that misled the plaintiff into believing that no additional premiums would be required after age 65. Key features of the form include clear sections outlining the parties involved, claims of fraud and misrepresentation, and a demand for actual and punitive damages. Filling and editing instructions emphasize the importance of accuracy in the plaintiff and defendant information, specifying damages, and attaching relevant exhibits. This form is particularly useful for attorneys, partners, owners, associates, paralegals, and legal assistants who may need to initiate litigation on behalf of clients facing deceptive practices in the insurance industry. The form facilitates thorough documentation of claims and supports plaintiffs in seeking restitution for their losses.
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  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand

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FAQ

File a complaint with your local consumer protection office or the state agency that regulates the company. Notify the Better Business Bureau (BBB) in your area about your problem. The BBB tries to resolve your complaints against companies.

If you have been targeted by an illegal business practice or scam, report it at Reportfraud.ftc.

The New York City Department of Consumer and Worker Protection (DCWP) can help you with complaints about businesses in New York City. For complaints about businesses elsewhere, contact the local consumer affairs office or the State Attorney General.

Please note that complaints must be submitted in writing and cannot be filed by phone. Agency: New York State Department of State. Division: Consumer Assistance Hotline. Phone Number: (800) 697-1220. Business Hours: Monday - Friday: AM - PM.

The CPRs contain a general prohibition of unfair commercial practices and, in particular, contain prohibitions of misleading and aggressive commercial practices. They also prohibit 31 specific commercial practices that are listed in chapter 6 on banned practices.

Complaints help the FTC and other law enforcement agencies bring scam artists to justice and put an end to unfair and misleading business practices. If you have a complaint, report it at ReportFraud.ftc.

Under state and federal law, business transactions that mislead or defraud consumers may be found to be unfair and deceptive trade practices punishable with fines and penalties. Those practices are generally recognized as business torts.

Consumer injury. Unjustified consumer injury is the primary focus of the FTC Act, and the most important of the three S&H criteria. Violation of public policy. Unethical or unscrupulous conduct.

An act or practice is unfair when it (1) causes or is likely to cause substantial injury to consumers, (2) cannot be reasonably avoided by consumers, and (3) is not outweighed by countervailing benefits to consumers or to competition. Congress codified the three-part unfairness test in 1994.

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Unfair Trade Practices In Consumer Protection Act In Kings