This form for use in litigation against an insurance company for bad faith breach of contract. Adapt this model form to fit your needs and specific law. Not recommended for use by non-attorney.
Motorist Uninsured Accident For Fault In Tarrant
Category:
State:
Multi-State
County:
Tarrant
Control #:
US-000279
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Word;
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FAQ
Subrogation is a legal concept where the insurance company steps into the shoes of the insured to recover the costs of the claim from the party at fault. If the at-fault party is uninsured, the insurer may pursue subrogation against the driver personally.
Notify Your Insurance Company: Since the other driver doesn't have insurance, your uninsured motorist coverage (if you have it) could be your best route for recovering damages. Inform your insurance company about the accident, and they will guide you on filing a claim under this coverage.
If a driver hits your vehicle and flees, you can file a claim against your policy's uninsured motorist coverage. However, in some states, uninsured motorist coverage for property damage (UMPD) will not cover hit-and-run incidents.
Uninsured Motorist Coverage: Protects you when the accident is caused by someone without insurance. Covers medical expenses and vehicle repairs. Collision Coverage: Pays for your car repairs no matter who's at fault. Usually comes with a deductible.
Notify Your Insurance Company: Since the other driver doesn't have insurance, your uninsured motorist coverage (if you have it) could be your best route for recovering damages. Inform your insurance company about the accident, and they will guide you on filing a claim under this coverage.
While jail is not a penalty for no insurance in Texas, you face hefty fines. You also become subject to financial responsibility laws. If you're charged with failing to file proof of financial responsibility, then you could face jail time.
What Should I Do After an Accident If I'm Uninsured? Call emergency medical services if anyone seems to have suffered significant injury. Call local law enforcement to the scene. Exchange information with anyone involved in the accident. Be careful what you say at the car accident scene.
In some cases, you may be able to sue the uninsured driver directly. However, many uninsured drivers lack the financial resources to cover the damages they cause, so pursuing compensation through your own uninsured motorist coverage is often the best route.
There is a $250 deductible for uninsured motorist insurance property damage claims.
However, under California's proposition 103, insurance companies are not allowed to raise rates or drop a person because they made an uninsured motorist claim.
