However, if you have the funds and want to ensure you can get a full compensation if you are ever in an accident, go with full tort. Choosing carefully when hiring a personal injury lawyer is crucial to ensure your case is successfully heard.
It is absolutely worth it. Limited tort/verbal threshold is very hard to overcome. If someone slams into you causing chronic back pain and sleepless nights, but no breaks or tears, you will have an uphill fight to try to get compensated for your pain and suffering.
Generally speaking, in Pennsylvania, there is a two-year statute of limitations that applies to any civil action in which an individual seeks to recover damages for personal injuries, or for the death of an individual, caused by the wrongful act or negligence of another person.
In Pennsylvania, tort cases are civil lawsuits, also known as personal injuries or damages. This law gives grounds for an individual to file a lawsuit against another individual or company due to harm or injury incurred by the plaintiff.
You can only sue for pain and suffering under limited tort if you suffer what is considered a “serious injury.” The court system defines serious injuries as the following: Loss of a limb. A permanent disfigurement. A serious impairment, such as paralysis.
In order to recover, you will not only have to prove that you suffered an injury, but that your injury constitutes a “serious impairment of a bodily function.” Once you've overcome that threshold, the limited tort plaintiff is held to the same standard a full tort victim.
Limited tort does NOT take away your right to sue. However, it does make it more difficult to win your case.
In order to prove a serious impairment of a body function, counsel must develop a consistent record of plaintiff's restrictions and cessations of activities of daily living, and the specific pain and limited strength and mobility that affect each endeavor.
Limited tort does NOT take away your right to sue. However, it does make it more difficult to win your case.