Surviving spouse, at full retirement age or older, generally gets 100% of the worker's basic benefit amount. Surviving spouse, age 60 or older, but under full retirement age, gets between 71% and 99% of the worker's basic benefit amount.
Florida law gives a surviving spouse inheritance rights in some, but not all, of a decedent's property. A surviving spouse will inherit by operation of law, automatically and immediately, any property titled jointly with rights of survivorship or as tenants by entireties.
Only about a third of all states have laws specifying that assets owned by the deceased are automatically inherited by the surviving spouse. In the remaining states, the surviving spouse may inherit between one-third and one-half of the assets, with the remainder divided among surviving children, if applicable.
In California, a community property state, the surviving spouse is entitled to at least one-half of the marital community property. This means any assets or wealth accumulated during the marriage are typically split 50/50, unless there's a pre-nuptial or post-nuptial agreement in place.
In Florida, surviving spouses will automatically inherit any property titled jointly with the rights of survivorship or as tenants by the entireties (see below).
If you're not married you can choose anyone to be your beneficiary. However, if you're married, or are planning to get married, please be aware that by law, your spouse is your default beneficiary, regardless of who you may have been your beneficiary before getting married.
To qualify for the Qualifying Surviving Spouse filing status, you must meet these four requirements: You qualified for Married Filing Jointly with your spouse for the year they died. You didn't remarry. You have a child, stepchild, or adopted child you claim as your tax dependent.
Spouses and ex-spouses Payments start at 71.5% of your spouse's benefit and increase the longer you wait to apply. For example, you might get: Over 75% at age 61.
Homestead Rights of a Surviving Spouse in Florida Within six months of a deceased spouse's death, a surviving spouse may elect to take an undivided one-half interest in the homestead property instead of a life estate.
In Florida, surviving spouses will automatically inherit any property titled jointly with the rights of survivorship or as tenants by the entireties (see below). These assets are not subject to Florida probate law.