This form is a sampel Legal Opinion written by counsel regarding a review of loan documents in connection with a loan modification within the state of Mississippi.
Loan Modification Lawyer Mississippi Withdrawal
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Mississippi
Control #:
MS-0730-WG
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How to fill out Mississippi Sample Legal Opinion Re Loan Modification?
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FAQ
In a loan modification, since the original loan is being modified and not canceled, the modification can be changed or reverted back to its original terms.
The modification can reduce your monthly payment to an amount you can afford. Modifications may involve extending the number of years you have to repay the loan, reducing your interest rate, and/or forbearing or reducing your principal balance.
A modification typically changes the loan's rate or term (or both) to make monthly payments more affordable. Borrowers seeking a modification have to provide proof of hardship to their mortgage lender or servicer. Unlike forbearance, loan modifications are a permanent solution.
Who Can Qualify for a Home Mortgage Modification? Unemployment or other loss of income. Increased living expenses. Medical bills. Divorce or separation. Death of a family member. Disability. You are ineligible to refinance. You are at least one regular mortgage payment behind or show that missing a payment is imminent.
The lender will require certain documents if you request a loan modification. These include bank statements, pay stubs, tax returns, your budget, and a hardship letter. The loan servicer might ask for other documents as well.