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ABSOLUTELY FREE - Everyone should have identity protection and no one should have to pay for it. COMPLETE CONTROL - 1-Touch Credit Lock, plus our credit monitoring and alerts will help safeguard your information. TRUSTED SOURCE - TransUnion is the only major bureau with a free identity and credit protection offering.
Federal Trade Commission (FTC): Contact the FTC and file a report either through the FTC website at .consumer.gov/idtheft or by telephone at 877-ID-THEFT (877-438-4338). The Federal Trade Commission serves as a clearinghouse for complaints by the victims of identity theft.
The average cost of identity theft protection hinges on the provider, level of protection, and plan type. Generally, these services range from around $10 to $30 per month. Annual plans for both individuals and families may cost $150?$350 per year.
If you're at high risk of becoming a victim of identity theft, have already been a victim, or simply want professional monitoring and protection, an identity theft protection service could be worth the cost.
The FTC provides an ID Theft Affidavit to help victims of identity theft quickly and accurately dispute new unauthorized accounts. It is especially helpful in cases where consumers are unable to file or obtain a police report. Some creditors will accept this affidavit instead of a police report.
Setting up a security freeze is free. To request a security freeze, contact each of the three major credit bureaus: Equifax, Experian and TransUnion.
McAfee identity theft plans are available for just a few dollars a month, and each plan includes dark web monitoring and a password manager. But you may not be inclined to shell out the extra money needed for a plan with virus protection, identity theft monitoring or credit monitoring.
Credit Card Offers, Bank Statements, Canceled Checks, and More Documents Containing Financial Information. An identity thief could potentially use anything that comes from a financial institution. ... Documents Containing Personal Information. ... Documents Containing Account Information. ... Junk Mail. ... Child- and School-Related Mail.