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Public liability insurance reacts in circumstances in relation to the delivery of your services, whilst Products liability reacts in circumstances in relation to products you have manufactured, supplied, or sold.
Property Owners' Liability Insurance will enable you to meet any costs and damages awarded to a member of the public if they suffer an injury following an accident on, or linked to, your premises. This includes costs of hospital treatment and ambulance costs claimed by the NHS.
Compare public liability insurance from 14 leading UK insurers. 10% of customers paid up to £37.64 a year for a standard public liability insurance policy when paying annually, between January 2023 and 31st March 2023. Equivalent to £3.14 per month. Paying monthly is usually more expensive as you'll pay interest.
Public liability insurance is designed to protect your business against claims resulting from accidents or injuries that occur as result of your business activities, as well as accidental damage to property owned or controlled by someone else.
What are the most common public liability accidents? Slips, trips and falls. ... Supermarket accidents: Poorly signposted spillages or obstacles are often to blame in this public setting. Pavement accidents: Where pavements are cracked or poorly maintained then accidents are more likely to occur.