While it's not required, having a lawyer is a smart move. They can guide you through the process and help you avoid any pitfalls along the way.
The process can vary, but usually, it's a few months from filing your plan to getting it confirmed, depending on the court's schedule and your situation.
Yes, you can generally keep your stuff! Chapter 13 is designed to help you hold onto your assets while figuring out your debt situation.
Sure thing! If your situation changes, like losing a job or unexpected expenses, you can go back to the court and ask to modify your plan.
If your plan is denied, don't throw in the towel! You can revise it based on the feedback from the court and try again. It's all about working things out.
To confirm your Chapter 13 plan, you'll need to attend a hearing where the court will review your plan. It's important to show that your plan is feasible and fair to your creditors.