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The state of Michigan shall exercise all the rights and obligations of an employer and carrier as provided for under this act. (2) A policy or contract of worker's compensation insurance, by endorsement, may exclude coverage as to any 1 or more named partners or the spouse, child, or parent in the employer's family.
A Form WC-400 is a continuous filing. A Form WC-401, Notice of Termination of Liability, only needs to be filed when terminating all coverage for an employer.
There is a seven-day waiting period to be eligible for wage-loss benefits. If your wage loss lasts longer than seven consecutive days (including weekends and holidays), you are entitled to benefits starting on the eighth day.
Michigan workers' compensation rates 2022 have now been published. The maximum weekly comp rate for 2022 is $1,048.00 ($54,496 annually). This is based upon 90% of the state-wide average weekly wage, which is $1,163.79. The maximum is to limit disabled employees to what most people in Michigan are earning.
If you're unable to work at all and are entitled to wage-loss benefits, you'll generally receive 80% of your pre-injury wages (based on the after-tax value of the average weekly wages in the 39 highest-paid weeks out of the 52 weeks before you were injured or became ill).
?How Long Do I Have To File A Claim The statute states that you should provide notice of injury to the employer within 90 days of the injury. However, you have up to two years from the date of injury, or the date the disability manifests itself, to file a workers' compensation claim.