West Virginia Deferred Compensation Investment Account Plan

State:
Multi-State
Control #:
US-CC-20-146
Format:
Word; 
Rich Text
Instant download

Description

20-146 20-146 . . . Deferred Compensation Investment Account Plan under which Board of Directors of Savings and Loan Association allocates a portion of annual bonuses which would otherwise be paid to selected officers and employees to a separate account. The deferred compensation in such account is deemed, for purposes of Plan only, to represent specified percentages of Association's investments in certain portfolios of equity securities, and it is increased or decreased to same extent as performance of such securities
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FAQ

A 457(b) plan allows you to save and invest money for retirement with tax benefits. Assets in a 457(b) Deferred Compensation Plan typically become available for withdrawal once an employee leaves employment.

What is a deferred compensation plan? A deferred compensation plan is another name for a 457(b) retirement plan, or ?457 plan? for short. Deferred compensation plans are designed for state and municipal workers, as well as employees of some tax-exempt organizations.

CalPERS 457 Plan The plan is a voluntary savings program that allows employees to defer any amount, subject to annual limits, from their paycheck on a pretax basis. In addition, employee contributions and their earnings, if any, can benefit from the power of tax-deferred compounding.

CalPERS 457 Plan The plan is a voluntary savings program that allows employees to defer any amount, subject to annual limits, from their paycheck on a pretax basis. In addition, employee contributions and their earnings, if any, can benefit from the power of tax-deferred compounding.

The West Virginia Retirement Plus Deferred Compensation Plan is a powerful tool to help you reach your retirement goals. Combined with other retirement benefits or savings that you may have, this voluntary Plan allows you to save and invest extra money for retirement... tax-deferred!

457(b) Assets can be withdrawn without penalty at any age upon separation from service from the plan sponsor, or age 70½ if still working.

The Deferred Compensation Program (DCP) is a special type of savings program that helps you invest for the retirement lifestyle you want to achieve?a lifestyle that might be hard to reach with just your pension and Social Security.

The 457 plan is an IRS-sanctioned, tax-advantaged employee retirement plan. The plan is offered only to public service employees and employees at tax-exempt organizations. Participants are allowed to contribute up to 100% of their salaries up to a dollar limit for the year.

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West Virginia Deferred Compensation Investment Account Plan