West Virginia Verification of Creditor Matrix is an official document issued by the West Virginia Supreme Court of Appeals. It is a tool used to ensure creditors are in compliance with the state’s laws and regulations when collecting debt from West Virginia residents. The Matrix consists of two types of creditor verification documents: the Creditor Verification Form and the Debt Collection Verification Form. The Creditor Verification Form is used to verify the identity of the creditor and the accuracy of the debt information. The Debt Collection Verification Form is used to verify the accuracy of the debt collection practices used by the creditor. Both forms must be submitted to the West Virginia Supreme Court of Appeals for review before a judgment can be issued. The Matrix also includes a list of approved debt collection practices, as well as a list of prohibited debt collection practices.