Wisconsin Chapter 14 is the bankruptcy code of the state of Wisconsin. It covers both Chapter 7 and Chapter 13 bankruptcy, which are different types of bankruptcy filing offered by the state. Chapter 7 is a liquidation bankruptcy that eliminates most debts and allows individuals to keep certain exempt property. Chapter 13 is a reorganization bankruptcy that allows individuals to keep some of their property while reorganizing their debt. Wisconsin Chapter 14 also covers specific state exemptions that debtors can use to protect certain property from creditors.