Washington Checklists - Worker's Compensation Claims

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Workers' Compensation Laws are laws passed by state legislatures that compensate employees for work-related injuries or illnesses. Any employee injured on the job within the scope of his employment is entitled to workers' compensation benefits. This is true even if the employee was injured because of his own negligence or for failure to follow the instructions of his employer. Self inflicted injuries are not covered. Benefits include medical expenses, lost wages, and death benefits. Most employers have insurance to cover these benefits. If they don't have insurance, they still have to pay benefits.

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FAQ

How Does Workers' Comp Work in Washington State? If one of your employees is injured or becomes ill from their job, Washington workers' compensation can help pay for their medical bills and prescriptions. It can also help recover some of their lost wages if they're unable to return to work right away.

Pain and suffering are not covered under Workers' Compensation.

Illegal activities: Employee injuries due to illegal activities at the worksite are not covered by an organization's workers' compensation insurance policy. Policy violations: Workers' comp does not cover employees who are injured while violating company policies, procedures and protocols.

Who is not covered by worker's compensation insurance? Injuries of self employed individuals.

It provides medical care, death, disability, and rehabilitation benefits for workers who are injured or killed while on the job.

If you suffer a work-related injury or illness, you may be entitled to claim workers' compensation. This can be to cover your medical treatment, as well as lost wages if you cannot work. You have a right to be safe at work. You should not have to work with unsafe equipment, unsafe work systems, or people who hurt you.

Workers' compensation claims must be filed within one year of an injury, and within two years of being notified that an illness is work-related. For additional information on Washington State Injury/Illness definitions, see the L&I website.

Who is not entitled to worker's compensation benefits? Independent contractors.

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Washington Checklists - Worker's Compensation Claims