Washington Workers' Compensation Benefits: A Guide for Injured Workers is a comprehensive guide that provides information about the different types of workers' compensation benefits available to injured workers in the state of Washington. This guide explains the rights and responsibilities of both employers and employees when it comes to filing for and receiving these benefits. It provides information on the types of benefits available including medical and wage loss benefits, death benefits, vocational rehabilitation, and dispute settlements. It also explains how to file a claim, what forms to fill out, and the time limits for filing a claim. In addition, the guide outlines the rights of injured workers and how to appeal a denied claim. The different types of Washington Workers' Compensation Benefits: A Guide for Injured Workers include medical and wage loss benefits, death benefits, vocational rehabilitation, dispute settlements, and appeals.
Washington Workers' Compensation Benefits: A Guide for Injured Workers
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FAQ
After an injury or illness occurs, your employer must: Provide a workers' compensation claim form to you within one working day a work-related injury or illness is reported. Return a completed copy of the claim form to you within one working day of receipt.
If you're completely unable to work, time-loss benefits are based on your average monthly gross income at the time of your injury, including wages, health benefits, bonuses, and tips. You'll receive 60% to 75% of that income, depending on your marital status and number of dependents.
An injured worker is entitled to no-fault accident and disability coverage whether covered by L&I's Washington State Fund or a self-insured employer. This ?workers' compensation? covers medical expenses and pays a portion of wages lost while a worker recovers from a workplace injury or occupational disease.
Right to get medical care needed for treatment at no cost. Right to get time loss benefit payment if unable to work for more than 3 days. Right to turn down (decline) ?light duty? work offer unless approved by your doctor. Right to get a permanent partial disability payment if your injury is permanent.
While state workers' compensation insurance is recommended for all businesses, there are a few exceptions to the state law: Independent contractors, sole proprietors or limited liability company (LLCs) One domestic worker in a private home with less than 40 hours per week of labor.
How does workers' comp work in Washington? Workers' compensation benefits can cover medical and hospital expenses resulting from a workplace injury. It can also cover partial wage replacement if the employee is unable to work, or is delegated to light duty because of an impairment.
You can apply to reopen a claim at any time, but after seven years, it is at L&I's Director's discretion whether or not benefits other than medical will be paid.