Washington Answer To Write of Garnishment (Debts Other Than Earnings) is an official form that is used in the state of Washington when a creditor attempts to collect a debt from a debtor in the form of a garnishment. This form is used to provide the debtor with an opportunity to respond to the garnishment and assert any defenses or exemptions they may have from the garnishment. This form is completed and filed with the court by the debtor. There are two types of Washington Answer To Write of Garnishment (Debts Other Than Earnings): (1) Answer to Garnishment for Personal Property (Non-Earnings) and (2) Answer to Garnishment of Bank Accounts (Non-Earnings). The Answer to Garnishment for Personal Property (Non-Earnings) form is used when a creditor attempts to garnish the debtor's personal property, such as furniture, jewelry, or vehicles. The Answer to Garnishment of Bank Accounts (Non-Earnings) form is used when a creditor attempts to garnish the debtor's bank accounts, such as checking or savings accounts.
Washington Answer To Writ of Garnishment (Debts Other Than Earnings)
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How to fill out Washington Answer To Writ Of Garnishment (Debts Other Than Earnings)?
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FAQ
In Washington state, creditors can't garnish your wages to collect past-due consumer debt without a court order and judgment. Consumer debt includes credit cards, personal loans, payday loans, car loans, mortgages, rent, and medical debt. Government debt is treated differently.
In Washington, creditors can garnish 25% of your take-home pay. Even if you have a higher income and will need to file a Chapter 13 repayment plan, that is much better than being garnished. In most situations, a garnishment means things have really spun out of control. Only one creditor can garnish at a time.
After 60 days, the judgment creditor's attorney will serve a ?Second Answer.? In response to the Second Answer, the employer must tell the judgment creditor how much was actually withheld during the 60-day period during which the garnishment was effective.
Wage garnishments are taken out of your disposable income, which is the amount left in your paycheck after mandatory deductions are taken out. Also, creditors can never garnish your check for more than the judgment amount. The judgment amount will include the past-due debt, court costs, fees, and interest.
Accompanying the writ should be an ?Answer to Writ of Garnishment? form. This form is often called the ?First Answer.? The agency must complete the First Answer form and return it to the applicable court with a copy to the creditor (plaintiff) or the creditor's attorney, as well as a copy to the employee (defendant).
Washington Bank Account Levy Under Washington law, consumers must receive a notice of a pending garnishment. The consumer can claim an exemption of up to $500 in bank accounts for judgment garnishments.