The Vermont Chapter 13 Statement of Your Current Monthly Income and Calculation of Commitment Period is a legal document filed by debtors with the bankruptcy court. It is used to determine the debtor’s ability to repay their debts over a three-to-five-year repayment plan. The statement must include the debtor’s current monthly income, all allowable expenses, and the total amount of debt. The statement is used to calculate the debtor’s monthly payment to creditors, which is referred to as the “commitment period.” There are two types of Vermont Chapter 13 Statements of Your Current Monthly Income and Calculation of Commitment Period: the Form B22A and the Form B22C. Form B22A is used for debtors who earn above the median income for their area. Form B22C is used for debtors who earn below the median income for their area. Both forms require the debtor to provide information regarding their income and expenses, such as monthly salary, unemployment benefits, Social Security, rent or mortgage payments, and non-exempt assets. The form also requires the debtor to list all creditors, the amount of each debt, and the current balance. Once all the information is provided, the court will calculate the debtor’s repayment plan and the length of the commitment period.