Virgin Islands Credit Card Agreement and Disclosure Statement
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How to fill out Credit Card Agreement And Disclosure Statement?
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FAQ
A credit card agreement is defined as the written document or documents evidencing the terms of the legal obligation, or the prospective legal obligation, between a card issuer and a consumer for a credit card account under an open-end (not home-secured) consumer credit plan.
A credit card agreement is defined as the written document or documents evidencing the terms of the legal obligation, or the prospective legal obligation, between a card issuer and a consumer for a credit card account under an open-end (not home-secured) consumer credit plan.
Definition. A credit card disclosure is a document that outlines all of the fees, costs, interest rates, and terms that a customer could experience while using the credit card. Institutions that offer credit cards are required by law to disclose this information.
A credit card agreement is legal document between a credit card company and a customer that sets the terms for the credit card being offered to the customer. This agreement may also be referred to as a charge card agreement or bankcard agreement, depending on what type of institution has agreed to provide them.
This agreement sets out the terms and conditions under which the payment card transactions will take place. The agreement typically includes details such as the fee that the business will pay for each transaction, when payments will be made, and who is responsible for fraud prevention.
Remember, a credit card agreement is a legally-binding document.
Already have a Bank of America® credit card? Log in to Online Banking and request a copy of your Credit Card Agreement. If you still have questions, contact one of our associates at 800.932. 2775.
