This form for use in litigation against an insurance company for bad faith breach of contract. Adapt this model form to fit your needs and specific law. Not recommended for use by non-attorney.
This form for use in litigation against an insurance company for bad faith breach of contract. Adapt this model form to fit your needs and specific law. Not recommended for use by non-attorney.
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For example, a policyholder believes that their denied claim is unjust. As a result, they inform the insurer that they are considering a lawsuit to recover losses. The insurer seeks a declaratory judgment to clarify its rights and obligations with hopes of preventing the lawsuit.
A difference of opinion must ripen into an actual concrete controversy to give rise to a justiciable case for which declaratory relief is appropriate. Furthermore, the controversy must be such as to be capable of resolution by a judgment that decrees, rather than suggests, what the parties can or cannot do.
Some types of disputes cannot be decided by a jury. These include claims for injunctive relief or declaratory relief, or questions of law instead of questions of fact. If you have a type of case that a jury can decide, you still may want to have a judge decide the case instead of a jury.
A declaratory judgment is a binding judgment from a court defining the legal relationship between parties and their rights in a matter before the court. When there is uncertainty as to the legal obligations or rights between two parties, a declaratory judgment offers an immediate means to resolve this uncertainty.
The declaratory judgment would clarify the parties' rights and obligations under the insurance policy. It could guide future actions related to the claim.
For example, one party may claim that it performed under a commission agreement and is entitled to payment of his or her commission. The other party may file a declaratory judgment action seeking a declaration that there has not been performance under the agreement and that no commission is owed.