The Fair Credit Reporting Act also provides that a consumer reporting agency that furnishes a consumer report for employment purposes and which, for that purpose, compiles and reports items of information on consumers that are matters of public record and are likely to have an adverse effect on a consumer's ability to obtain employment must: (1) at the time the public record information is reported to the user of the consumer report, notify the consumer of the fact that public record information is being reported by the consumer reporting agency, together with the name and address of the person to whom the information is being reported; or (2) maintain strict procedures designed to insure that whenever public record information likely to have an adverse effect on a consumer's ability to obtain employment is reported, it is complete and up to date.
Virginia Notice to Consumer of Report of Public Record Information Likely to Have Adverse Effect
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How to fill out Notice To Consumer Of Report Of Public Record Information Likely To Have Adverse Effect?
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Virginia Consumer Protection Act ? The Virginia Consumer Protection Act of 1977 was created to ?promote fair and ethical standards of dealing between suppliers and the consuming public.? Virginia Automobile Repairs Facilities Act - provides protections for consumers considering having repair work done on their vehicle.
The Virginia Consumer Data Protection Act requires businesses to obtain opt-in consent to collect or process sensitive data. To start processing personal data, businesses must consent via ?a clear affirmative act signifying a consumer's freely given, specific, informed, and unambiguous agreement.?
Personal data revealing racial or ethnic origin, political opinions, religious or philosophical beliefs; trade-union membership; genetic data, biometric data processed solely to identify a human being; health-related data; data concerning a person's sex life or sexual orientation.
Race or ethnic origin, religion, political affiliations, sexual orientation, criminal history, and trade union or association memberships are all considered sensitive information. Any information about biometrics, genetics or medical history is also treated as sensitive information.
What data is exempt from the VCDPA? The following types of data are not covered by the VCDPA: protected health information under the Health Insurance Portability and Accountability Act (?HIPAA?), health records, patient identifying information, and other sets of data identified in Va.
The Act proscribes a variety of misrepresentations by suppliers to consumers. A violation of the Act subjects the supplier to liability for actual damages for his misrepresentation or a fine of $500, whichever is greater. A willful violation of the Act may subject the supplier to treble damages and attorney's fees.
"Public record" or "record" means recorded information that documents a transaction or activity by or with any public officer, agency, or employee of an agency.
compliant privacy notice should include: Categories of third parties with whom data is shared. Purpose of data collection and processing. Disclosure of any data collection and/or processing for the purpose of targeted advertising purposes with clear instructions for how consumers can optout.
