Virginia Garnishment Suggestion is a legal process that allows creditors to collect debts from an individual's wages or bank accounts in the state of Virginia. This process is initiated when a creditor obtains a court order for garnishment from a Virginia court. There are two types of Virginia Garnishment Suggestions: wage garnishment and bank garnishment. Wage garnishment is the process of deducting a portion of an individual's wages to pay a creditor. Bank garnishment is the process of taking a portion of an individual's bank account funds to pay a creditor. In both cases, the creditor must obtain a court order in order to proceed with the garnishment.