Identity theft is a pervasive and fast-growing crime that affects millions of Americans each year. With this Identity Theft Protection Guide, you will learn how to effectively deal with creditors and government agencies after your identification is lost or stolen. This guide is designed to help clear your name, and reduce your time and expense in dealing with identity thieves. The information in this guide is essential to assist in remedying and protecting your credit, financial assets, and job opportunities, as well as preventing misuse of benefits, false arrests, and other fraudulent uses of your identification. Helpful tips on preventing identity theft, useful links, and more, are also included.
Utah Identity Theft Protection Guide
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How to fill out Identity Theft Protection Guide?
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But even simple details such as your full name, date of birth and address can be used to commit identity fraud.
Shred receipts, credit offers, loan and credit applications, insurance forms, bank statements, and similar documents when you no longer need them. A ?cross cut? shredder is best for this. Use different and strong passwords for each of your accounts ? and then safeguard them.
What Is the Average Cost of Identity Theft Protection? The average cost of identity theft protection hinges on the provider, level of protection, and plan type. Generally, these services range from around $10 to $30 per month. Annual plans for both individuals and families may cost $150?$350 per year.
11 ways to prevent identity theft Freeze your credit. ... Safeguard your Social Security number. ... Be alert to phishing and spoofing. ... Use strong passwords and add an authentication step. ... Use alerts. ... Watch your mailbox. ... Shred, shred, shred. ... Use a digital wallet.
What to do. The Utah Attorney General's Office is responsible for investigating and prosecuting identity theft crimes in Utah. If you are a Utah victim of identity theft, visit the Attorney General's ID Theft Central website: .
You should also take this opportunity to request a free credit report from the major credit bureaus to check for signs of fraud. File an official identity theft report with the FTC at IdentityTheft.gov. An FTC report is essential for disputing fraudulent transactions and proving you were the victim of identity theft.
Identity theft protection services can be worthwhile if you want a centralized program that helps you monitor your credit and financial accounts, and assistance with identity theft recovery.
Photo IDs. Photographic identification, such as a driver's licence, can be altered by criminals to create a new identity or assume an existing one. This may then be used to open new accounts and build up debt.
Fraudsters can use your driver's license number to assume your identity and use it for financial gain. They may open bank accounts, apply for loans or credit cards, make unauthorized purchases, and engage in other forms of fraud using your name and PII.
If you're at high risk of becoming a victim of identity theft, have already been a victim, or simply want professional monitoring and protection, an identity theft protection service could be worth the cost.