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What does identity theft insurance not cover? It's important to note that these insurance policies typically don't cover stolen money or direct financial losses from fraudulent purchases and other unauthorized use of credit accounts. They typically reimburse you only for the costs of the reporting and recovery process.
What to do. The Utah Attorney General's Office is responsible for investigating and prosecuting identity theft crimes in Utah. If you are a Utah victim of identity theft, visit the Attorney General's ID Theft Central website: .
Your name, address and date of birth provide enough information to create another 'you'. An identity thief can use a number of methods to find out your personal information and will then use it to open bank accounts, take out credit cards and apply for state benefits in your name.
Penalties for an Identity Fraud Conviction in Utah If there is only financial damage less than $5,000, then a charge of identity fraud is a third degree felony. Under Utah law, a second degree felony is punishable by up to 15 years in prison and a $10,000 fine plus an additional 90% surcharge.
Utah laws make identity theft a felony if the loss is over $1,000, punishable by up to 15 years in prison and $10,000 in fines, along with restitution paid to the victim(s).
Identity theft generally occurs in three stages: acquisition, use, and discovery. The crime may begin with a lost or stolen wallet, credit card information stolen during a transaction, a data breach, a computer virus, phishing, or a scam.
An actor commits identity fraud if the actor knowingly or intentionally uses, or attempts to use, the personal identifying information of another person, whether that person is alive or deceased, with fraudulent intent, including to obtain, or attempt to obtain, credit, goods, services, employment, any other thing of ...