Furnishings Clause (also known as a Contents Clause) is a type of insurance coverage that provides protection for personal belongings or furniture in a property. It typically covers items such as furniture, electronics, artwork, and other items that may not be covered under other types of insurance. The coverage may be extended to include items such as appliances, clothing, and other items commonly found in a home or business. Different types of Furnishings Clause may include coverage for items stored in a storage facility, coverage for items damaged in a fire or flood, and coverage for items damaged in a burglary or other criminal activity.