Abstract of Title
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FAQ
Abstract of title is a record of the title history of a property or other significant asset, including transfers, liens, and legal actions that are connected to the property.
40 years is the minimum time we must search to create a new abstract. The cost of the abstract is usually paid by the seller because the seller must prove that they legally hold title. This cost can be negotiated when the purchase agreement is written.
Abstract of title is a record of the title history of a property or other significant asset, including transfers, liens, and legal actions that are connected to the property.
Today's abstractors typically research a property by searching county records and by using records already stored in their abstract plantssites managed by title-insurance companies to hold copies of documents. Counties typically store their records by year.
The good news is that only a few states require abstracts: Oklahoma, Iowa and certain areas within the Dakotas. There is no standard fee. In each case, the cost is determined by how long it takes to compile the abstract.
Abstracts of title and title insurance commitments are fundamentally different in the information they provide and in their uses. A title commitment provides the foundation for the issuance of an indemnity contract, while an abstract provides documents that affect title to property in chronological order.
Call the county recorder and ask them. (You will need your legal description). Look at the recorded deed where you took title. You can call your local, friendly title company and they can help you.