Texas Application for Windstorm Inspection Certificate of Compliance
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FAQ
8 is issued for ongoing construction. These inspections can be done by an appointed Texas licensed professional engineer or TDI windstorm inspector while the work is underway. 8E is issued for completed construction. These inspections can be done by a Texas licensed professional engineer.
No, windstorm insurance is not required by law in Texas. But you'll likely need to purchase a wind-only policy if you have a mortgage on your house and your standard home insurance policy excludes wind damage from coverage.
Premium credits are available for items certified as being built to recent windstorm building codes. Premiums may change based on changes in coverage, such as the amount of insurance provided by the policy. The average premium on a TWIA residential policy is approximately $1,750.
To pay your premium online, visit .twia.org/payments. Required Information: Policyholders/applicants must mail the payment coupon provided by their agent or from their renewal packet along with their check. Fees: None. However, postage will apply.
The Windstorm Inspections Program applies to structures located in the designated catastrophe areas, known as Texas' First Tier Counties: Aransas, Brazoria, Calhoun, Cameron, Chambers, Galveston, Jefferson, Kenedy, Kleberg, Matagorda, Nueces, Refugio, San Patricio, Willacy, and certain cities east of State Highway 146
WPI-8: A Certificate of Compliance issued by the Texas Department of Insurance for new and ongoing improvements. WPI-8-E: A Certificate of Compliance issued by the Texas Department of Insurance for completed improvements.
8 is issued for ongoing construction. These inspections can be done by an appointed Texas licensed professional engineer or TDI windstorm inspector while the work is underway. 8E is issued for completed construction. These inspections can be done by a Texas licensed professional engineer.
Alternative windstorm insurance options They usually have stricter criteria for underwriting than TWIA, but their rates may be lower. Companies that offer windstorm insurance include: Weston Insurance Company. Maison Insurance Company.
