The Texas Omnibus Default Order on Exempt Property (O-300) is a court order that allows a creditor to collect certain types of exempt property from a debtor in order to satisfy a debt. The types of exempt property that can be collected include wages, tax refunds, and certain other types of income or assets that are protected from creditors in Texas. The O-300 order allows a creditor to attach a lien to the debtor's exempt property in order to collect the debt, and the lien will remain in effect until the debt is paid in full. The O-300 order also requires the debtor to make regular payments towards the debt, and failure to do so can result in the debtor's wages being garnished or other assets being seized. There are three types of Texas Omnibus Default Order on Exempt Property (O-300): the Wage Garnishment Order, the Tax Refund Intercept Order, and the Bank Levy Order. The Wage Garnishment Order allows a creditor to garnish the debtor's wages in order to collect the debt, the Tax Refund Intercept Order allows a creditor to intercept the debtor's tax refund in order to collect the debt, and the Bank Levy Order allows a creditor to levy the debtor's bank accounts in order to collect the debt.