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2. State debt collection litigation often presents opportunities for the debtor/defendant to assert affirmative Fair Debt Collection Practices Act. (FDCPA) ... In fact, debt collectors can't make any false or misleading claims ofname other than the true name of the debt collector's business, ...In 1990, a typical civil court docket featured cases with two opposing sides, each with an attorney, most frequently regarding commercial ... Thousands of these debtors are arrested and jailed each year because they owe money. Millions more are threatened with jail. The debts owed can be as small as a ... Among other things, the FTC: ? coordinated the first federal-state-local enforcement initiative targeting deceptive and abusive debt collection practices;. The FDCPA prohibits debt collectors from employing ?any false, deceptive, or misleading representation or means in connection with the collection of any ... Collectors' use of modern technologies, and other issues that arise in ancollection of debt for which the business is not the original creditor. (14) The use of a business, company, or organization name other than the true name of the debt collector's business, company, or organization;. The auto finance company violated the Consumeruncommon names were the result of anotherdecertified a Fair Debt Collection Practices Act letter. What debt collectors Cannot do? · How do I complain about a debt collector? · What is a 623 dispute letter? · How do I dispute a debt collection notice? · Why you ...