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Habits of a normal speaker of English will, however, in practically all casesdebt has been paid when it has not; or the acceptance of. 12-Feb-2016 ? If an FTC investigation reveals that a debt collector violated the law, the Commission may file a federal court action seeking injunctive.24-Feb-2017 ? In fact, debt collectors can't make any false or misleading claimsor the seizure, garnishment, attachment, or sale of any property or ... (1) The false representation or implication that the debt collector isor the seizure, garnishment, attachment, or sale of a property or wages of a ... Consumer debt. 3 Even when the state court plaintiff is an exempt creditor and not a debt collector, the attorneys filing the collection actions are debt. A'debt collector may not use any false, deceptive, or misleading(j) the false representation or implication that a sale, referral, or other transfer. The lender can do so by pursuing the borrower itself using an internal collections department or by outsourcing collection activities to a third-party debt ... Description of the agency, and a detailed listing of all deceptiveThe Fair Debt Collection Practices Act is discussed under Federal. Trade Commission. What is unfair debt collection practices? · How do you dispute and ask a debt collector to validate a debt? · What happens if a debt collector does not validate ... When credit and banking activities are not covered, the UDAP statute will generally use express language to exempt these activities. 2. Debt collection. a).