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The South Carolina ELT system conveniently allows you to request the South Carolina Department of Motor Vehicles (DMV) to print and mail the title. You and/or your customers also have the option of going to a local South Carolina DMV office / tag agency to request a printed title in person.
The South Carolina Electronic Lien and Title (ELT) program requires authorized lenders to electronically record and service liens on vehicles, trailers, or mobile homes. This service eliminates mailing, storing, and manually handling paper titles.>
Once you pay off your loan, your lienholder will send you an official release of lien letter. You'll take that to your state BMV or DMV (or, in some cases, to your local city/town clerk's office) along with your current title and apply for an updated title.
The South Carolina Electronic Lien and Title (ELT) program requires authorized lenders to electronically record and service liens on vehicles, trailers, or mobile homes. This service eliminates mailing, storing, and manually handling paper titles.>
ELT Release The Electronic Lien and Title (ELT) lender will send an electronic message to the SCDMV. The SCDMV will mark the lien as satisfied on applicable files. A title will be printed and mailed to the second lienholder, the owner, or the "mail to" address identified in the message.
400-IS. Title and Registration Application Information Sheet. 400-S. Application for Salvage/Branded Title.
Once the borrower has that information they can go to any DMV in South Carolina and get the title transferred to themselves. In South Carolina it takes an average of fifteen days for the borrower to get their title back.
If you do not wish to continue any of your liens, no action is required. If you are a lienholder and need to remove a lien from a title, complete the lien release on the front of the title document, submit a letter on company letterhead or you may release the lien electronically on electronic titles.