The Fair Credit Reporting Act regulates the use of information on a consumer's personal and financial condition. The most typical transaction which this Act would cover would be where a person applies for a personal loan or other consumer credit. Consumer credit is credit for personal, family, or household use, and not for business or commercial transactions. The purpose of the Act is to insure that consumer information obtained and used is done in such a way as to insure its confidentiality, accuracy, relevancy and proper utilization. Credit reporting bureaus are not permitted to disclose information to persons not having a legitimate use for this information. It is a federal crime to obtain or to furnish a credit report for an improper purpose.
South Carolina Complaint by Consumer against Wrongful User of Credit Information
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How to fill out Complaint By Consumer Against Wrongful User Of Credit Information?
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If we can't send your complaint to the company for response, we'll send it to another federal agency and let you know. Consistent with applicable law, we share your complaint with certain state and federal agencies to, among other things, facilitate: supervision of companies, enforcement activities, and.
SCDCA Divisions DivisionDirectorAdministrationCarri Grube Lybarker, Administrator and Consumer AdvocateAdvocacyRoger Hall, Advocacy Director and Deputy Consumer AdvocateConsumer Services DivisionLegal DivisionKelly Rainsford, Deputy Administrator and General Counsel2 more rows
Write DSS Office of Civil Rights, P.O. Box 1520, Columbia, SC 29202-1520; or call (800) 311-7220 or (803) 898-8080 or TTY: (800) 311-7219.
To submit a complaint, use the below Online Complaint Form or print the PDF Complaint Form, which can be submitted by mail, by fax to 803-734-3677, or by email to agsecurities@scag.gov. Please include as much information as possible in your complaint.
For Other SC Consumer Complaints Who to contact: South Carolina Department of Consumer Affairs. How to file a complaint. ? Complaint form. Postal address: PO Box 5757, Columbia SC 29250-5246. Email address: scdca@scconsumer.gov. Phone: 803-734-4200, 800-922-1594. Return to SC Consumer Help Desk.
To file a consumer complaint, please call (803) 734-4200 or (800) 922-1594 or visit the Consumer Affairs website.
The South Carolina Department of Consumer Affairs ("SCDCA" / "Department" ) is the state's consumer protection agency. Established in 1974, SCDCA has more than forty years of experience in protecting South Carolina consumers while recognizing those businesses that act honestly and fairly.
It advocates for consumer protection issues, mediates complaints, enforces consumer credit regulation, and educates consumers and businesses.