Rhode Island Notice of Violation of Fair Debt Act - Letter To The Federal Trade Commission

State:
Multi-State
Control #:
US-DCPA-2
Format:
Word; 
Rich Text
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This form is for use by debtors in unfair collection practice situations, a Notice of Violation of Fair Debt Act regarding Letter to Federal Trade Commission. It is available in Word or Rich Text format.
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  • Preview Notice of Violation of Fair Debt Act - Letter To The Federal Trade Commission
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FAQ

7 Most Common FDCPA ViolationsContinued attempts to collect debt not owed.Illegal or unethical communication tactics.Disclosure verification of debt.Taking or threatening illegal action.False statements or false representation.Improper contact or sharing of info.Excessive phone calls.16 Sept 2020

7 Most Common FDCPA ViolationsContinued attempts to collect debt not owed.Illegal or unethical communication tactics.Disclosure verification of debt.Taking or threatening illegal action.False statements or false representation.Improper contact or sharing of info.Excessive phone calls.

What Is an FDCPA Validation Letter? The FDCPA is a federal law that protects consumers from abusive collection practices by debt collectors and collection agencies. Whether the FDCPA applies to foreclosures generally depends on if the foreclosure is judicial or nonjudicial.

The FTC enforces federal consumer protection laws that prevent fraud, deception and unfair business practices. The Commission also enforces federal antitrust laws that prohibit anticompetitive mergers and other business practices that could lead to higher prices, fewer choices, or less innovation.

A debt validation letter is what a debt collector sends you to prove that you owe them money. This letter shows you the details of a specific debt, outlines what you owe, who you owe it to, and when they need you to pay. Get help with your money questions.

About the FTC The FTC's mission is to protect consumers and competition by preventing anticompetitive, deceptive, and unfair business practices through law enforcement, advocacy, and education without unduly burdening legitimate business activity.

The purpose of FTC warning letters is to warn companies that their conduct is likely unlawful and that they can face serious legal consequences, such as a federal lawsuit, if they do not immediately stop.

The Federal Trade Commission works to promote competition and to protect and educate consumers. You can learn more about consumer topics and report scams, fraud, and bad business practices online at ReportFraud.ftc.gov.

The FTC enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits deceptive, unfair, and abusive debt collection practices.

The FTC produces a number of reports that examine antitrust and consumer protection trends. The agency uses this research to inform policy and to evaluate the agency's performance. FTC policy reports include: staff and commission reports about specific topics of interest.

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Rhode Island Notice of Violation of Fair Debt Act - Letter To The Federal Trade Commission