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Department of Business Regulation of Rhode Island - Insurance Division.
The minimum amount of Rhode Island auto insurance coverage is $25,000/$50,000/$25,000. In the event of a covered accident, your limits for bodily injury are $25,000 per person, with a total maximum of $50,000 per incident. It also covers up to $25,000 for damage to another person's property.
A ticket for Operating and Driving Without Insurance in Rhode Island is a violation that can lead to a fine, license suspension and/or other potential other collateral consequences if you are found guilty.
Like most states, car insurance is required in Rhode Island. To legally drive within the state, drivers must have a policy with at least 25/50/25 in liability insurance. Liability insurance includes bodily injury and property damage coverage.
Full coverage insurance in Rhode Island is usually defined as a policy that provides more than the state's minimum liability coverage, which is $25,000 in bodily injury coverage per person, up to $50,000 per accident, and $25,000 in property damage coverage.
If you have general insurance-related questions or need help resolving an issue, we can help. You can file a complaint online, or reach us by phone at (401) 462-9520.
Rhode Island is an ?at-fault,? ?fault,? or ?tort? state for car accidents. That means that the one who caused the crash is the one who pays for damages. To collect injury compensation, accident victims typically file claims with the at-fault driver's insurance provider.
Rhode Island Matching Law (RI Regulation 73) Insurance matching regulations mean that if something on your home must be repaired/replaced when you have property damage, like a shingle on your roof or vinyl siding, it must match.