Puerto Rico Sample Letter Disputing Amount of Entitlement — Social Security [Your Name] [Your Address] [City, State, Zip Code] [Date] [Social Security Administration] [Address] [City, State, Zip Code] Subject: Dispute of Entitlement Amount — Social Security Benefits for Puerto Rico Residents Dear Sir/Madam, I am writing to express my concerns regarding the amount of entitlement I am receiving from the Social Security Administration as a resident of Puerto Rico. I have recently received a notice regarding my benefit amount, and after reviewing the information provided, I believe there might be an error or omission in the calculation of my benefits. Firstly, I would like to emphasize the unique status of Puerto Rico as a U.S. territory. Despite not being a state, Puerto Ricans are U.S. citizens and contribute to the Social Security system through payroll taxes just like any other American worker. However, I have noticed discrepancies in the calculation of my benefits compared to those of residents living in the fifty states. Upon researching this matter further, I discovered that Puerto Rico, being a territory, has different rules and provisions that impact the calculations for Social Security benefits. It is my contention that the benefit calculation methodology used for residents of Puerto Rico may not accurately reflect the contributions I have made throughout my working years. To further clarify my concerns, I would like to provide specific examples of discrepancies I have noticed in my benefit calculation as compared to individuals residing in the states: 1. Difference in Average Indexed Monthly Earnings (TIME): The TIME is a significant determinant in calculating Social Security benefits. However, it seems that the calculation for Puerto Rico residents is different from that of individuals living in the mainland United States. I request a detailed explanation of the methodology used to determine the TIME for Puerto Rico residents. 2. Cost of Living Adjustments (COLA): I have observed that the COLA for Puerto Rico residents is sometimes lower than that provided to individuals residing in the states. Given the higher cost of living in Puerto Rico, this disparity raises concerns about the accuracy of benefit calculations. I request an explanation of how COLA adjustments are determined for Puerto Rico residents. 3. Application of Extra Earnings: Puerto Rico residents who work both on the island and in mainland United States may be subject to additional payroll taxes. However, it seems that these extra earnings are not always properly accounted for in determining benefit amounts. I request clarification on how extra earnings are considered when calculating benefits for Puerto Rico residents. After reviewing and considering the aforementioned points, I kindly request a thorough review of my Social Security benefit calculations to ensure accuracy and fairness. I believe that as a contributing citizen of Puerto Rico, I am entitled to a comprehensive explanation of the calculations undertaken and how they compare to those for residents of the states. Additionally, I would appreciate receiving a written explanation of any adjustments made to my benefit amount, along with supporting documentation, within [specify a reasonable timeline, such as 30 days] to address these concerns adequately. I look forward to your prompt attention to this matter and an expedited resolution. Please treat this dispute with the utmost priority, as it directly impacts my financial well-being as a resident of Puerto Rico. Thank you for your immediate attention to this matter. Sincerely, [Your Name]