Puerto Rico Sample Letter for Request for Free Credit Report Allowed by Federal Law

• Category: Letters - Nonlegal - Requests
• State: Multi-State
• Control #: US-0098LR
• Format: Word; Rich Text

Description

This form allows an individual to request his or her annual free credit report allowed by federal law from each of the credit bureaus through the Annual Credit Report Request Service, which is the centralized source for consumers to request this annual credit report.

Subject: Obtaining Your Free Credit Report — Puerto Rico Sample Letter Dear [Credit Bureau Name], I am writing to you in accordance with the provisions stated in the Federal Fair Credit Reporting Act (FCRA), which allows individuals residing in Puerto Rico to request their free credit report annually. I am requesting my credit report in order to gain a comprehensive understanding of my credit history and to ensure its accuracy. As a resident of Puerto Rico, I am entitled to the same rights and benefits as those residing in the United States mainland. Thus, I kindly ask you to provide me with a free copy of my credit report from all three major credit bureaus — TransUnion, Equifax, and Experian, as mandated by federal law. In order to expedite this process, I have included the necessary information below: 1. Full Name: [Your Full Name] 2. Date of Birth: [Your Date of Birth] 3. Social Security Number: [Your SSN] 4. Current Address: [Your Address] Please note that the provided information is accurate to the best of my knowledge. I understand that the credit report will be prepared based on the information available in your records and any discrepancies may be due to inaccuracies outside my control. To verify my identity, I have enclosed a copy of my driver's license and utility bill with this letter. Kindly let me know if any additional documents are required. I request that the credit reports be mailed to the following address: [Your Mailing Address] If there are any fees associated with this request, please inform me beforehand and provide instructions for payment. However, it is important to note that federal law mandates the provision of one free credit report per year, and I expect this request to be processed without any charge. Please acknowledge receipt of this letter and inform me of the date by which I can expect to receive my free credit reports. Should you need to contact me, please do so via the contact information provided below. Thank you for your prompt attention to this matter. Sincerely, [Your Name] [Your Contact Information] Alternative Types of Puerto Rico Sample Letter for Request for Free Credit Report Allowed by Federal Law: 1. Puerto Rico Sample Letter — Request for Free Credit Report Due to Identity Theft: This letter should be used when an individual suspects or has experienced identity theft, and requires their credit report to assess the extent of the fraudulent activity. 2. Puerto Rico Sample Letter — Request for Free Credit Report for Active Duty Military Personnel: This letter is specifically tailored for individuals on active duty in the military. It should highlight the unique provisions and rights available to active duty personnel under the FCRA. 3. Puerto Rico Sample Letter — Request for Free Credit Reports for Minors: This letter should be utilized by parents or legal guardians who wish to request their minor child's credit report to monitor for any potential signs of identity theft or unauthorized activity. Note: Remember to tailor the above letters according to your specific circumstances, ensuring accurate information and correct formatting.