[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Trans Union LLC Consumer Disclosure Center P.O. Box 1000 Chester, PA 19022 Subject: Request for Free Copy of Credit Report Due to Denial of Credit Dear Trans Union, I hope this letter finds you well. I am writing to request a free copy of my credit report based on the denial of credit I recently received. I understand that under the Fair Credit Reporting Act (FCRA), I am entitled to a free copy of my credit report from each of the three major credit reporting agencies. Furthermore, I recently applied for [credit type/denied credit] and was informed by the creditor that my application was denied based on information in my credit report. As a result, I am exercising my rights under the FCRA to request a copy of my credit report to review the contents, verify the accuracy of the information, and take appropriate action if necessary. To facilitate the process, I have included the necessary information below: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] Previous Address (if applicable): [Previous Address] I also request that you promptly forward a copy of my credit report to the following address: [Give an address where you would like the report to be mailed if it differs from your current address] Moreover, I would be grateful if you could provide me with the contact information of the creditor(s) who provided adverse information leading to the denial of credit, as required by the FCRA. Please note that engaging in prompt resolution of this matter serves the best interests of all parties involved, as it allows me to review and rectify any inaccurate or outdated information on my credit report. I eagerly anticipate receiving my credit report within the legally required timeframe of 30 days. Should you require any further documentation or information to process my request, please do not hesitate to contact me at the phone number or email address provided above. Thank you for your prompt attention to this matter. I look forward to receiving my credit report from Trans Union and taking the necessary steps to address any inaccuracies or discrepancies. Sincerely, [Your Name]
Puerto Rico Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit
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How to fill out Puerto Rico Sample Letter To Trans Union Requesting Free Copy Of Your Credit Report Based On Denial Of Credit?
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Your letter should clearly identify each item in your report you dispute, state the facts, explain why you dispute the information, and request that it be removed or corrected. You may want to enclose a copy of your credit report with the items in question circled.
For further assistance, e-mail us at customerservice@transunion.ca. To get answers to your electronic data reporting questions, visit our Frequently Asked Questions. If you need more information, e-mail us at DATEAM@transunion.ca.
As part of the federal Fair and Accurate Credit Transactions (FACT) Act, every U.S. resident is eligible to receive one free credit report every 12 months from each of the major credit reporting agencies ? TransUnion, Equifax and Experian. TransUnion is now pleased to offer you free weekly credit reports online.
Sample dispute letter to credit reporting agencies: [RE: Your Account Number (if known)] Dear Sir or Madam: I am a victim of identity theft and I write to dispute certain information in my file resulting from the crime. I have circled the items I dispute on the attached copy of the report I received.
Mail Personal Information: Name, DOB, Address, SSN. Name of company that reported the item you're disputing and the partial account number (from your credit report) Reason for your dispute. Any corrections to your personal information (address, phone number, etc.)
You can send disputes by mail to TransUnion Consumer Solutions, P.O. Box 2000, Chester, PA 19016-2000. TransUnion recommends including the following in your dispute letter: Your Social Security number and date of birth. Your current address.
Sample Letter to Request a Credit Report Dear Sir or Madam: I would like to request a copy of my credit report file. I am providing the following information to obtain the report. Please contact me if you have any questions or need additional information.
You have the right to request one free copy of your credit report each year from each of the three major consumer reporting companies (Equifax, Experian and TransUnion) by visiting AnnualCreditReport.com.
