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Your letter should clearly identify each item in your report you dispute, state the facts, explain why you dispute the information, and request that it be removed or corrected. You may want to enclose a copy of your credit report with the items in question circled.
For further assistance, e-mail us at customerservice@transunion.ca. To get answers to your electronic data reporting questions, visit our Frequently Asked Questions. If you need more information, e-mail us at DATEAM@transunion.ca.
As part of the federal Fair and Accurate Credit Transactions (FACT) Act, every U.S. resident is eligible to receive one free credit report every 12 months from each of the major credit reporting agencies ? TransUnion, Equifax and Experian. TransUnion is now pleased to offer you free weekly credit reports online.
Sample dispute letter to credit reporting agencies: [RE: Your Account Number (if known)] Dear Sir or Madam: I am a victim of identity theft and I write to dispute certain information in my file resulting from the crime. I have circled the items I dispute on the attached copy of the report I received.
Mail Personal Information: Name, DOB, Address, SSN. Name of company that reported the item you're disputing and the partial account number (from your credit report) Reason for your dispute. Any corrections to your personal information (address, phone number, etc.)
You can send disputes by mail to TransUnion Consumer Solutions, P.O. Box 2000, Chester, PA 19016-2000. TransUnion recommends including the following in your dispute letter: Your Social Security number and date of birth. Your current address.
Sample Letter to Request a Credit Report Dear Sir or Madam: I would like to request a copy of my credit report file. I am providing the following information to obtain the report. Please contact me if you have any questions or need additional information.
You have the right to request one free copy of your credit report each year from each of the three major consumer reporting companies (Equifax, Experian and TransUnion) by visiting AnnualCreditReport.com.