Pennsylvania Complaint or Petition by Purchaser Against Possessor of Real Property After Judicial Foreclosure Sale - Repossession

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US-01018BG
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Keeping possession of real property without a right, such as after a lease has expired or after the real property has be sold by the possessor, may entitle the owner to file a lawsuit for "unlawful detainer," asking for possession by court order, unpaid rent and damages. This form is for illustrative purposes only. Local laws should be consulted to determine any specific requirements for such a notice in a particular jurisdiction.

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  • Preview Complaint or Petition by Purchaser Against Possessor of Real Property After Judicial Foreclosure Sale - Repossession
  • Preview Complaint or Petition by Purchaser Against Possessor of Real Property After Judicial Foreclosure Sale - Repossession
  • Preview Complaint or Petition by Purchaser Against Possessor of Real Property After Judicial Foreclosure Sale - Repossession
  • Preview Complaint or Petition by Purchaser Against Possessor of Real Property After Judicial Foreclosure Sale - Repossession
  • Preview Complaint or Petition by Purchaser Against Possessor of Real Property After Judicial Foreclosure Sale - Repossession

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FAQ

53 P.S. Section 7293 governs Right of Redemption in Pennsylvania. Under the statute, a property that is sold at tax lien sheriff sale can be redeemed or essentially repurchased by the prior owner of the property within nine months of the date of the sale.

The foreclosed property is auctioned to the highest bidder, whereby the sheriff completes necessary paperwork and officially transfers the ownership to the new owner. After the sheriff sale has completed, the bank will request that the court order you to be evicted from the property.

The right of redemption is reserved for homeowners whose property has been sold in a sheriff's sale because of unpaid real estate taxes in Pennsylvania. If your home was foreclosed upon and sold because of unpaid mortgage payments, you will not have a right of redemption.

Pennsylvania is a judicial foreclosure state, meaning all foreclosures must go through the courts, and lenders must file lawsuits against borrowers to foreclose.

A: In Pennsylvania, federal tax liens, municipal claims, mechanics' liens, and judgment liens may survive foreclosure, depending on the circumstances.

It ensures that a Pennsylvania homeowner knows their home is being foreclosed upon. An Act 91 notice is sent to a homeowner with a conventional mortgage when they are at least 3 months delinquent.

Pennsylvania is a foreclosure recourse state, meaning lenders can take legal steps to get the remaining balance on loans from borrowers after foreclosure. One way lenders try to get the remaining balance on a loan is through deficiency judgments.

Before the notice of default can be filed, the lender must give you at least 10 days' notice and another 30 days' notice before the foreclosure sale can take place by the sheriff. The sheriff will notify you by delivering a copy of the notice directly and by putting a handbill on the property itself.

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Pennsylvania Complaint or Petition by Purchaser Against Possessor of Real Property After Judicial Foreclosure Sale - Repossession