Pennsylvania Affidavit of DEBTORS WAIVER of RIGHTS is a document used by debtors in Pennsylvania to waive their rights to certain collection activities by creditors. This document is signed by the debtor to acknowledge that they are forfeiting their rights to certain collection activities and are accepting responsibility for the debt. This waiver is enforceable in Pennsylvania in accordance with the law. There are two types of Pennsylvania Affidavit of DEBTORS WAIVER of RIGHTS: one for secured debt and one for unsecured debt. The secured debt waiver grants the creditor the right to repossess the collateral used to secure the debt, while the unsecured debt waiver grants the creditor the right to pursue legal action against the debtor in order to collect on the debt. This document is an important step for a debtor to take in order to protect themselves from further collection activities that could lead to legal trouble.